• No deductible
• Up to $5,000 of charges related to lease wear and use may be covered at lease-end
• Plan cost can be included in your monthly lease payments

At the end of your leasing period, your vehicle must be inspected by a third party inspection company, not the dealership. The resulting inspection report determines the amount of wear and use on your vehicle. The Wear and Use Protection Plan administrator would then issue payment directly to the lessor on your behalf for all covered wear and use. Any amount not covered by this plan would be your responsibility.

What is not covered:

• Excess mileage
• Damage due to theft, vandalism, war, acts of nature
• Damage that would be covered by an insurance policy, service agreement, warranty, or manufacturer’s or repairer’s guarantee
• Damage where estimated cost of an individual element of repair or continuous damage across multiple elements exceeds $1,000
• Cost to remove, signs, lettering, bumper stickers, window tinting, and other adhesive items including any subsequent repairs required by their removal
• Failure to fulfill your lease obligation

This brochure gives a general overview of Zurich’s Lease Wear & Use. Certain restrictions and exclusions apply and coverages may differ in certain states. Please consult your contract for detailed terms and conditions.

Universal Underwriters Service Corporation (UUSC), an individual member company of Zurich in North America, is the issuing provider and administrator of Zurich’s service contracts in all states except Florida. In California and New York, UUSC operates under its DBA, UUSC Service Company (CA License #0C17302). In Florida, the issuing provider and administrator is Vehicle Dealer Solutions (FL License #60132).

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