Each manufacturer offers a warranty on new vehicles. A VSC provides coverage for your vehicle once the manufacturer’s warranty expires.

There are some instances, however, when the VSC could offer some protection or coverage prior to the manufacturer’s warranty expiration.

For example, if your covered repair does not include a replacement vehicle, a VSC will provide rental car reimbursement.

All internally lubricated parts contained within the transfer case. Plus these non-internally lubricated parts: electronic and vacuum engagement parts, four wheel drive automatic/semi-automatic and manually operated hub assemblies. Seals and gaskets.* Transfer case housing when damaged as a result of the failure of a covered internally lubricated part.

† a small deductible may apply. * Seals and gaskets coverage does not apply if your vehicle’s odometer reading is greater than 100,000 miles on the contract date of sale. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Automatic transmission: all internally lubricated parts, including: bands, pump, pump housing, carrier assembly, planetary gears, drums, reaction shaft and governor, internal linkage, valve body, servo assemblies, vacuum modulator. Seals and gaskets.* Plus these non-internally lubricated parts: torque converter, transmission mount(s), oil pan, dipstick and filler tube, vacuum modulator. Transmission case when damaged as a result of the failure of a covered internally lubricated part.

Manual transmission: all internally lubricated parts, including: main shaft, center shaft, all gears, input shaft, hub assemblies, synchronizers, shift rails, shift forks, internal linkage and bearings. Seals and gaskets.* Plus these non-internally lubricated parts: transmission mount(s). Transmission case when damaged as a result of the failure of a covered internally lubricated part.

† a small deductible may apply. * Seals and gaskets coverage does not apply if your vehicle’s odometer reading is greater than 100,000 miles on the contract date of sale. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Gasoline engine: all internally lubricated parts, including: pistons, piston rings, wrist pins and bushings, connecting rods and rod bearings, crankshaft and main bearings, camshaft, cam chains, cam bearings and cam cover, timing chain, gears, tensioner and guide, variable valve timing parts, rocker arms, shafts and bushings, rocker arm pivots, adjustment screws, spring and tension controller, valves, valve seats, valve springs, valve spring retainers, valve guides, valve push rods, hydraulic valve lifters, oil pump, oil pump drive, shaft and gears. Seals and gaskets.* Plus these non-internally lubricated parts: water pump, fuel pump, valve covers, oil pan, dipstick and tube, timing belt, timing chain/belt cover, engine mounts, flywheel, ring gear, flex plate, harmonic balancer, belt tensioner and idler pulley(s), intake and exhaust manifolds. Factory installed supercharger/ turbocharger. Cylinder head, engine block and rotor housings when damaged as a result of the failure of a covered internally lubricated part.

Diesel engine: all of the above parts, plus diesel fuel injection pump, fuel injectors, fuel lines.

† a small deductible may apply. * Seals and gaskets coverage does not apply if your vehicle’s odometer reading is greater than 100,000 miles on the contract date of sale. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Reimbursement for food and lodging for up to three days – up to specified limit – if break down occurs more than 100 miles from home.

All internally lubricated parts, including: bearings, gears, thrust washers and spacers, limited slip posi-traction rear and front axle assemblies. Plus the following parts: axle shafts, axle bearings, constant velocity joints and boots, universal joints, center support bearing. Seals and gaskets.* Final drive housing when damaged as a result of the failure of a covered internally lubricated part.

† a small deductible may apply. * Seals and gaskets coverage does not apply if your vehicle’s odometer reading is greater than 100,000 miles on the contract date of sale. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Rental car reimbursement in conjunction with covered repairs - up to a specified daily limit.

Coverage for services such as: towing, flat tire changes, gas and fluids delivery, jump-starts, and frozen lock and lockout services – up to specified limit per disablement.

Steering box, rack and pinion assembly, power steering pump, pitman arm, idler arm, radius arm, tie rod adjusting sleeve, tie rods and center link, steering column shaft, shaft coupling and bearings. Seals and gaskets.*

† a small deductible may apply. * Seals and gaskets coverage does not apply if your vehicle’s odometer reading is greater than 100,000 miles on the contract date of sale. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Compressor clutch, coil and pulley, dryer/accumulator, condenser, compressor, evaporator, expansion valve, orifice. Seals and gaskets.*

Plus: Temperature control programmer, blower motor, high-low cutoff switch(es), pressure cycling switch(es), heater core. A/C in-line filter when damaged as a result of the failure of a covered internally lubricated part.

† a small deductible may apply. * Seals and gaskets coverage does not apply if your vehicle’s odometer reading is greater than 100,000 miles on the contract date of sale. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Front and rear suspension: upper and lower control arm(s), upper and lower control arm shafts and bushings, double wishbone assembly, upper and lower ball joints, wheel bearings, steering knuckle, torsion bars and bushings, track bar and bushings, stabilizer bars and bushings, stabilizer links, spindle and spindle support, coil springs and leaf springs, electronic level control compressor, sensor and limiter valve. Seals and gaskets.*

† a small deductible may apply. * Seals and gaskets coverage does not apply if your vehicle’s odometer reading is greater than 100,000 miles on the contract date of sale. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Alternator, voltage regulator, starter motor, starter drive, starter solenoid or starter relay, wiper motor(s) (front and rear), factory installed power sunroof motor, power window motor/regulator, power seat motor, power mirror motor, power door lock actuator.

† a small deductible may apply. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Master cylinder, vacuum assist booster, hydro-boost and accumulator, disc calipers, wheel cylinders, flexible hydraulic lines and fittings, compensating valve, load distribution valves, backing plates, self adjusters, parking brake linkage and cables. Seals and gaskets.*

† a small deductible may apply. * Seals and gaskets coverage does not apply if your vehicle’s odometer reading is greater than 100,000 miles on the contract date of sale. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Hood release cable, trunk release cable and actuator, hood, door and trunk hinges.

† a small deductible may apply. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

Radiator, engine cooling fan and motor, cooling fan clutch, cooling fan relay, coolant temperature sensor.

† a small deductible may apply. †† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals.

All parts of your vehicle are covered with these exceptions:

Normal maintenance services and parts required or recommended by your vehicle manufacturer and other normal maintenance services and parts, including engine tune up, suspension alignment, wheel balancing and filters.

Note: This brochure gives a general overview of Zurich’s vehicle service contracts. Certain restrictions and exclusions apply, and coverages may differ in certain states. Please consult your vehicle service contract for detailed terms and conditions.

Universal Underwriters Service Corporation (UUSC), a member company of Zurich in North America, is the issuing provider and administrator of Zurich’s vehicle service contracts in all states. In California and New York, UUSC operates under its DBA, UUSC Service Company (CA License #0C17302). In Florida, the issuing provider and administrator is Vehicle Dealer Solutions (FL License #60132).

©2018 Zurich American Insurance Company. All Rights Reserved.

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